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Could Your Home Down Payment Be Refunded? Understanding Connecticut’s Time to Own Program ​

The Connecticut Time to Own program is one of the most meaningful financial tools available to eligible first-time buyers in our state right now. It has the potential to significantly reduce what you need to bring to the closing table, and under the right circumstances, a portion of that assistance may never need to be repaid. But like anything in real estate, the benefits come with conditions, and those conditions follow you long after closing day. 

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Attorney Kate Cerrone provides a donation to a local organization in her capacity as president of the Putnam Business Association in Putnam, CT.

Being A Northeast Connecticut Business Owner Means Giving Back

Partnerships offer numerous advantages—shared resources, complementary skills, and distributed risk. But even the strongest business relationships can face challenges. When conflicts arise between partners, having effective resolution strategies is crucial for maintaining business continuity and protecting your investment.

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