Kate Cerrone, Esq.

house door with key opening it

Could Your Home Down Payment Be Refunded? Understanding Connecticut’s Time to Own Program ​

Client Care, News, Real Estate Law /

The Connecticut Time to Own program is one of the most meaningful financial tools available to eligible first-time buyers in our state right now. It has the potential to significantly reduce what you need to bring to the closing table, and under the right circumstances, a portion of that assistance may never need to be repaid. But like anything in real estate, the benefits come with conditions, and those conditions follow you long after closing day. 

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CT Independent Contractor Laws in 2026: What Businesses Should Revisit Before Hiring

Business Law /

Worker classification has been under increased scrutiny at both the state and federal level over the past several years, and Connecticut’s enforcement posture is among the strictest in the country. It is important to have practical understanding of what the law actually requires, where the common mistakes happen, and what a proactive review looks like before summer work begins. 

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Legal Incentives & Certification for Women-Owned Businesses (WBE / WOSB Certification)

Business Law, Client Care /

If you’re a woman-owned business in Connecticut or the greater Northeast region, certifications such as WBE (Women’s Business Enterprise) and WOSB (Women-Owned Small Business) can open doors to new opportunities—but only if they’re pursued thoughtfully and supported by the right legal foundation.

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