If you are looking for a Putnam Elder Law Attorney, The Northeast Law Center can help. Elder Law is a unique area of law that addresses the issues faced by our aging population. Elder law deals with a wide range of issues including long-term care planning, government benefits, asset protection, trusts, probate, estate planning, and more. In other words, we are experienced in managing elder care to achieve the best possible outcomes for Putnam seniors and their families.
Long-term Care Insurance for Preserving Assets
Long-term care insurance can preserve some assets for surviving family members, but keep in mind the coverage is not limitless. The healthier an individual is, and the earlier the long-term care insurance is purchased, the better off you will be. Before age 50, premiums are relatively low and payout will grow over time. This option to purchase long-term care insurance should be weighed carefully, and our attorneys can help.
Get Your Legal Documents in Order
A Putnam elder law attorney can help you get a will written or updated. Establish or update the estate plan. Prepare powers of attorney for financial and medical decision-making. Create a HIPAA authorization so health care providers understand who should be privy to the senior’s private information. Only in this way can the wishes of the senior be carried out without compromise. We can help you with all the documentation.
An Putnam Elder Law Attorney Can Help With Asset Protection
It is important to protect whatever the senior has accumulated in terms of property, insurance, retirement benefits, savings, jewelry, artwork, etc. There are legal methods for transferring assets to heirs that are confidential and cost-saving when the senior passes on. There are legal methods of qualifying for financial assistance from the government without losing the family home, burning through a savings account, or cashing in a life insurance policy. Qualifying for government assistance to pay for medical care or Veterans benefits is strictly regulated. Since Medicare does not pay nursing home costs beyond the first 100 days, it is important to know about Title 19 benefits available to seniors in need of assisted living or nursing home care. We can help you protect the assets of your senior.
Government Benefits for a Variety of Situations
There are many government programs to help seniors and their families afford the expense of senior living. Medicaid is a federal health insurance program that pays medical bills for people and families with low income. Medicaid is different from Medicare, and each provides different benefits.
Connecticut Veterans are entitled to government benefits that help pay for pensions, home loan guarantees, life insurance and burials. Another program offered is the VAA. We can help you determine which benefits are right for you and your family.
Life Care Planning for the Senior
When we work with seniors and their families, we review everything as a whole program to find ways that take advantage of the best available combination of options. We are committed to making sure that the life care plan we create for you is sustainable. At this stage, we look at quality of life issues. Where’s the best place for the senior to live? What services should be set up to assist the senior? All of these questions and more are examined and addressed. We want to ensure you and the senior receive the best possible care, quality of life, and peace of mind that comes from having a plan in place for the near future and through the end of life.
If you are in need of a Putnam Elder Law Attorney, we are here to help. We practice law in many Connecticut counties including Putnam. To learn more about how we might help you, connect with us today by visit the Contact Us page or just call us at 860.928.2429.